What Does Homeowners Insurance Actually Cover?

In general, insurance is a pretty complicated topic. Yet most people know more about the intricacies of their health and auto insurance policies than they do about their homeowners insurance. Perhaps this is because so few people actually file claims on their homeowners policies. What does homeowners insurance actually cover? In the rare instance that […]

Will I Save Money By Refinancing My Mortgage?

When you have a mortgage, you’ve committed to pay your lender a specified interest rate – or a variable interest rate – for a period of time. The only way this rate or period can change is by refinancing. When interest rates go down, refinancing can mean essentially trading your higher-interest mortgage for a less expensive one. If you get […]